FirstLight Federal Credit Union has a number of benefits to offer members, like competitive interest rates on accounts and loans, friendly yet professional customer service and even financial literacy seminars. However, you can’t enjoy any of these great perks FLFCU has to offer unless you are a member. So if you’re not, find out how to join.
FirstLight Federal Credit Union Membership Eligibility
Every credit union has a field of membership, which is a specific set of parameters that determine who is eligible to join. FirstLight’s field of membership includes any person living, working or worshiping in El Paso County, Doña Ana County & the Fort Bliss community of Texas. A more detailed explanation of membership eligibility can be found on FirstLight’s website.
How to Join FirstLight
If you determine you’re eligible to join the credit union, you’ll need to fill out an account card and mail it to the following address:
FirstLight Federal Credit Union
PO Box 24901
El Paso, TX 79914-9001
In addition to the account card, you’ll need to send a copy of your valid ID and your social security card. Don’t forget to read the membership agreement and disclosures before signing the account card.
You must also enclose your opening deposit for a share account, which is required of all members in order to establish and maintain your membership. Payment can be by check or money order, for the amount of $7. This amount includes a $2 non-refundable membership fee and the minimum $5 deposit.
Once you officially become a member of FirstLight Federal Credit Union, you’ll be able to conduct financial business in person, by phone, mail, ATM or online. And once you become a member, you stay a member even if you move.
To learn more about the credit unions near you, including interest rates offered, visit the El Paso Credit Unions page.
FirstLight Federal Credit Union holds true to its mission of improving the financial well-being of its members. In order to build on this goal, the credit union is offering different seminars that will help to improve the financial literacy of members and allow them to make better decisions when it comes to savings, credit and loans. You don’t even have to be a member of the credit union to participate–everyone within the El Paso and Las Cruces communities are welcome to join.
Financial Literacy: Topics
If you’re interested in boosting your knowledge in any particular area of finance, find out what these seminars will be about:
Credit
It’s nearly impossible to be successful in your finances if you don’t understand how credit works. Your credit affects everything from loan interest rates to employment opportunities. Learn how the relationship between credit and finance impact your life.
“This seminar will teach you everything from knowing how to read your credit report to starting credit and recovering from bad credit decisions.”
Savings & Budget
Saving money and following a budget are the most fundamental skills you can learn when it comes to your finances. Whether your future goals include college, a vacation or retirement, knowing how to plan and save for any event will allow you to reach your goals faster.
“Attending this seminar will help you prepare for whatever the future holds for you and your family financially. Learn how to budget and save through smart investing and wise spending.”
Mortgage
Buying a home is one of the biggest steps you can take in your financial life, and one that many people strive to accomplish. It can also be time consuming and sometimes confusing, so understanding how to navigate the world of home loans will ensure you reach success in your aspirations of homeownership.
“This seminar will teach you all the fundamentals in purchasing a home, being fee savvy, and understanding exactly what everything means and how it applies to you.”
Register for a seminar.
About FirstLight
FirstLight Federal Credit Union is an El Paso credit union serving residents of El Paso, Doña Ana County and Fort Bliss.
With a long history of serving the community of El Paso, Texas, FirstLight Federal Credit Union offers members access to traditional banking services, such as checking and savings accounts, but also gives customers the option to bank online, plan their retirement or take out a business loan. FLFCU’s comprehensive services also includes credit cards, CDs and investment opportunities.
If you think you may like to open an online account with FirstLight Federal Credit Union, you may access their online demo here:
http://www.firstlightfcu.org/online_banking.sstg
FirstLight Federal Credit Union’s Routing Number
FLFCU’s routing number is 312080941. This number is also found at the bottom of your checks next to your account number.
Online Banking and Login Info for FirstLight Credit Union Members
To access FLFCU’s online banking options, visit their URL: https://www.firstlightfcu.org/.
Membership at FirstLight
People living in El Paso, Doña Ana County and Fort Bliss are eligible for membership at FirstLight Federal Credit Union.
Branch Locations and Hours
Del Rey Branch
3105 Del Rey Blvd.
Las Cruces, NM 88012
East Fort Bliss
20727 Constitution Ave.
El Paso, TX 79918
Foster Branch
300 East Foster Rd.
Las Cruces, NM 88005
Kenworthy Branch
9993 Kenworthy St.
El Paso, TX 79924
Lee Trevino Branch
1555 N. Lee Trevino Dr.
El Paso, TX 79936
Lohman Branch
3791 E. Lohman Ave.
Las Cruces, NM 88011
Marshall Branch
1741 Marshall Rd.
El Paso, TX 79906
North Desert Branch
5050 N. Desert Blvd.
El Paso, TX 79912
William Beaumont Army Medical Center Branch
5005 N. Piedras St.
El Paso, TX 79920
FirstLight Federal Credit Union was founded in 1955 on Biggs Air force Base in order to give the military and civilian employees a place to take care of their financial needs. Originally known as Frontier Federal Credit Union, it merged with Fort Bliss Federal Credit Union not too long after its creation. This merger brought about another new name, with the credit union now being called Air Defense Center Federal Credit Union.
About 23 years later, credit unions started getting more popular and expanding the services that they offered, from the simple loan accounts to credit cards and mortgage loans. In order to compete, ADCFCU took on these financial goals and allowed itself to acquire a clientele that would make it a growing success.
During the 1980’s, ADCFCU was becoming extremely successful and was looked at as a model for how other credit unions should be operating. The NCUA would often call the management team at ADCFCU to see what tips they could provide to help other struggling credit unions.
Continuing with their current rate of progress, ADCFCU added more voice automated ATMs to their credit union locations, making life easier for their members. The financial institution also changed its back to Fort Bliss Federal Credit Union in 1990.
As soon as 2005 approached, the credit union changes its name again to FirstLight Federal Credit Union. This was done in order to show a commitment to a larger community, by having a name that appealed to a wider demographic.
FirstLight Credit Union Today
Today, FirstLight Credit Union has over seven different branches, with more than 706 million in assets, and 622 million in loans to members. From where it first began, the credit union has grown to be a secure place to handle your financial needs.
