Compare the Best Local Rates

Current Best Bank and Credit Union Rates in El Paso, TX

While local financial institutions like community banks and credit unions are known for offering higher rates on deposit accounts, there are definitely a few that stand out as highly competitive.

Now that it’s the end of the month, let’s take a look at where the best banking rates can be found in El Paso, TX. El Paso Banking Rates has put together a list of the top El Paso interest rates (within 50 miles of the city) for both savings accounts and certificates of deposit:

Best Savings Interest Rates in El Paso



  • Western Heritage Bank: 2.02%
  • Mountain Star Credit Union: 0.75%
  • Chevron Federal Credit Union: 0.7%


Highest El Paso 6-Month CD Rates



  • Mountain Star Credit Union: 1.76%
  • Ge Credit Union: 1.51%
  • Automatic Data Processing Employees Credit Union: 1.25%


Top El Paso 12-Month CD Interest Rates



  • Mountain Star Credit Union: 2.42%
  • Ge Credit Union: 2.12%
  • Western Heritage Bank: 1.75%


Best 24-Month CD Rates in El Paso



  • Mountain Star Credit Union: 2.52%
  • Ge Credit Union: 2.43%
  • Western Heritage Bank: 2%



Please note that these rates are accurate as of the publish date but are subject to change at any time. There may also be additional terms like balance requirements or fees that must be met in order to earn the above rates.